A group of people standing next to each other, representing community and collaboration in multifamily housing. Photo by Robynne O on Unsplash.
Unify screening, fraud prevention, and verification.Standardize compliance and risk operations.Bring transparency to transactions.

Leasing done rightCompliance built in

Meet the all-in-one standard for application and leasing. NOVY brings fee transparency, compliance, and trust into one seamless process, so residents feel respected and in-the-know with real numbers, from first inquiry to signed lease.

Illustrative projections based on industry data. Actual results may vary.

The Gap

Compliance gaps
hide in plain sight.

Fee transparency rules now differ by state and change periodically. Three specific gaps are putting operators at risk, often without anyone noticing until it's too late.

01Pricing Display

Drip Pricing

Rent is shown in ads, but the required monthly fees are added later. This "drip pricing" pattern is now explicitly targeted by regulators across multiple states.

02Lease Structure

Fee Placement

Leases often don't place fees next to rent where required. States like Rhode Island and Minnesota mandate specific fee adjacency within lease documents.

03Process

Manual Tracking

Rules are typically tracked in manual spreadsheets instead of a governed fee catalog. This creates inconsistency at scale and makes audits impractical.

The Regulatory Wave · 2024–2026

Fee Transparency & The Wave

Tracking active fee-transparency and screening legislation across all 51 jurisdictions and the 8 hub states driving compliance obligations nationwide.

51
Jurisdictions
8
Hub States
8
Watchlist
11
Active Laws
Active 20242
Active 20256
Effective 20263
Watchlist8
No Active Legislation32
Hub State

As of Feb 19, 2026. Connections represent legal risk analysis based on state UDAP laws, not confirmed enforcement outcomes. For informational purposes only; not legal advice. Consult qualified counsel.

Select a State to
View Compliance Details

Each state connects to up to 8 hub states whose laws may apply when a resident is offered a rental, regardless of where the property is located.

Click any state on the map to see which hub state laws apply, screening restrictions, and the full legal rationale for each connection.

The Drift

Risk doesn't
arrive loudly.

Modern leasing isn't powered by a system. It's powered by patchwork; and patchwork hides risk until it's too late.

140+

Vendors per property, documented

Travtus Stack Reset, 2024

$26K

First FHA violation penalty

HUD 24 CFR §180.671, 2025

48–72h

Approval delays from manual screening workflows

NAA Operational Benchmarking

76%

Employees report burnout from process inefficiency

Gallup Workplace Research

View sources & research

The Implication

Every handoff
is a liability risk moment.

When processes are stitched together instead of built together, the gaps become invisible… until they become lawsuits.

$131K

HUD 24 CFR §180.671, 2025

Repeat FHA
violation penalty
34,150

NFHA 2024 Trends Report

Fair housing
complaints (2023)
$1,224

NMHC / NAA, 2025

Per-unit cost
annually

Why Now

The regulatory landscape shifted, and keeps shifting.

MN2024CA2024RI2025CTJuly 2026

The System

Operational
calm. At scale.

Unified screening, fraud detection, identity verification, and compliance workflows; built for the scale of modern organizations.

NOVY Platform — Apply
NOVY Platform — Verify
NOVY Platform — Decide
NOVY Platform — Lease
Package 01
Resident
NameJ. Andersson
ID VerifiedLiveness ✓
Green Card/F1Cleared
Score712
Package 02
Unit + Screening
Unit204B
Lease StartMar 1, 2026
Income Ratio3.2×
DecisionApproved
Package 03
Fields Transferred
Records7 / 7
Errors0
Re-entryNone required
Sync Time
Transferred.
All packages delivered to PMS
Fields Synced7 / 7
Errors0
Re-entry RequiredNone
Sync Time
YardiSynced
API Transfer
→ Property Management System
01

Apply

Streamlined digital application

A single, mobile-optimized application flow captures everything needed, from household members to pets to vehicles, without redundant forms or duplicate entry.

02

Verify

Multi-layer identity verification

Identity data verification, document authentication, and liveness checks work together to help surface indicators of synthetic or stolen identities before they reach your team.

03

Decide

Data-driven approval workflows

Screening results, income ratios, and application scores are presented in a single view with clear recommendations, reducing approval time significantly, from an industry average of 72 hours to minutes.

04

Lease

Compliant lease generation + e-sign

Leases are generated with fees placed where regulations require. Built-in compliance checks are designed to support state-specific requirements.

05

Handoff

Exchange to your PMS system

Once approved and signed, the completed application, lease, and all verified resident data are packaged and transferred directly into your property management system with no re-entry, no gaps, no loose ends.

Powered by tools you already know and trust

PlaidTransUnionBlue Moon SoftwareEngrain
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PlaidTransUnionBlue Moon SoftwareEngrain

The Standard

Built with
confidence.

Three pillars that solve the specific problems above by design, not duct tape.

Pillar 01 — Clarity

Clarity by Design

Solving the Pricing Gap

NOVY centralizes the legal drift from your leasing process into a clear, concise, and unavoidable "All-in" standard. When there's one source of truth, teams stop guessing and start moving faster.

Pillar 02 — Trust

Trust Built-In

Solving the Compliance Gap

Most organizations rely on people to catch mistakes. We believe trust should live in the system. Standardized steps support Fair Housing defensibility.

Pillar 03 — Protection

Multi-Layer Protections

Solving the Fraud Gap

We verify identity data, authenticate ID documents, and confirm liveness. Support for Green Cards & F1/F2 Visas, while filtering out synthetic and stolen identities.

The Mechanism

A governed fee catalog replaces spreadsheets. Every charge is classified, documented, and automatically placed where regulations require it.

Apply

Verify

Decide

Lease

Onboard

Defensible

Standardized Fair Housing steps

Audit-Ready

Comprehensive audit trail

NOVY platform preview showing the leasing application interface on a mobile device

The New Horizon for Leasing

An ALL-IN-ONE Standard

Reverse the Drift.

Make the right path unavoidable.

Schedule a Demo